American Baccarat Tables, Live and Digital

A wager that the Banker hand will finish closer to nine. It wins slightly more often than the Player bet, which is why a five-percent commission is deducted from Banker wins.

A natural is when either the Player or Banker hand totals eight or nine from the first two cards dealt. A natural ends the round immediately, and no third card is drawn.

The Tie bet wins if both hands finish on the same total. It typically pays 8-to-1, though some tables offer 9-to-1. The house edge on Tie is considerably higher than on Player or Banker.

Aces count as one. Cards two through nine carry face value. Tens, face cards, and picture cards all count as zero. Hand totals that exceed nine drop the tens digit, so fourteen becomes four.

When the Player hand totals zero through five, a third card is drawn automatically. The Banker then follows a fixed drawing rule based on its own total and the value of the Player's third card.

A side wager available on some tables that pays out if the first two cards dealt to either the Player or Banker form a matching pair by both rank and suit. Pay tables vary by variant.